How to choose the best card payment machine

How to choose the best card payment machine

Slowly but surely, the world is moving towards cashless transactions. It will not be long before all businesses are forced by circumstances to start accepting credit and debit card payments. That is why businesses need to arm themselves with the necessary information about what is involved in order to transition smoothly into credit and debit card payments.

If your business intends to start accepting debit and credit card payments, you will need to have a card payment machine. There are many companies that deal in credit card machines. The best way to minimize your chances of getting duped is to look up the dealers’ accreditation and ask for advice from people who are well-versed in this area.

Here are some tips that will help you find the best card payment machine for your business:

1)Understand the fees involved

There are some providers who charge joining fees and some who don’t. As you consider the cost of the card payment machine, remember to factor in the joining fee. The best way to understand the fees that are involved is to request for a representative to come and explain every single detail in the offer and guide you through the paperwork. This way you will understand everything clearly, from the set up to all the fees.

2)What payment types does the machine accept?

The last thing you want to have is a machine that only accepts some debit and credit cards and not others. Having such a machine will mean that sometimes, you will have to turn away some customers whose cards are not accepted by your card payment machine. This is definitely not good for business.

3)How reliable is customer support?

Using a card payment machine will mean that sometimes you will encounter one or two issues with the machine. The issues range from confusing fees to monthly billing statements among others. These are issues that will be resolved by account representatives from the payments processing company. The best company to deal with is the one which provides customer service around the clock on a daily basis.

4)How simple is it to set up?

A good card payment machine should be easy to set up, either by you or your employees. You need to know how complex the machine is to set up or how much time it will take so that you plan accordingly. If you find it quite complicated, seek help from customer support.

5)Don’t restrict yourself to only a few options

Most of the time, when you want to set up a card payments solution, the banks will recommend their own service. But the truth is you can choose to acquire your card payment machine anywhere you want. There are many companies that trade under licence from various card processors. Take your time and consider each option carefully.

6)Seek advice

There are enough well-established businesses that have used card payment machines for a long time that can help you with everything you need to understand. These are great sources of useful information that will help you make the best decision for your own particular circumstances.


The key to finding the best card payment solution lies in finding as much information as possible about the machines and the processes involved in having them operating smoothly in your business. Don’t be hurried into making a decision if you are not ready.

Card Payment Machine