online credit card terminal

We have been asked about online credit card terminal.

In the industry terms, there is no such existence as an online credit card terminal. This could be referring to one of two things.

  1. The first being a Virtual Terminal this is a web-based system. This system allows you to manually process credit or debit card orders. This arrangement is used when dealing with orders placed via Telephone and where payments needs to be taken for that Order or for orders received by Mail where payment is not received with the order.
  2. Secondly when people are talking about an online credit card terminal, this could be an Online Payment Gateway. This will enable you to take safe and secure credit card, debit card payments through your website.

So, online credit card terminal we need to know the way that the order will be taken and, how payments will be made. Through your website, Mail Order / Telephone Order (MOTO) all of these fall under the banner of Cardholder Not Present ( ) where the cardholder cannot be physically present.

Taking payments through your website has never been easier and, the same can be said for Telephone orders.

These forms of secure and fast transactions, and helping businesses expand to overseas customers.

If you are still not sure which is the right choice for you then ask these questions:

·        Will you need to manually enter mail order/telephone order (MOTO) if yes then think web-based virtual terminal.

·        Will your customers need to make payment online, if yes then think Payment Gateway.


Give ACP a call on 0333 305 4500 or email and let us help you find the best Online Credit Card Terminal for your business, and yes we know that an Online Credit Card Terminal is a made up term but let us help you find you right card payment solution suited to your needs. Simply fill out a few details on our free quote page and we will call you straight back.