ACP offer a diverse range of merchant services, from taking payments in person all the way through to accepting payments on the go.
Every card processing service requires a merchant account with an acquiring bank can supply competitive services . Merchant services, is the handling of electronic payment transactions. They’re generally run through an account that a merchant sets up to facilitate card processing. This enables merchants to expand their payment options,
Online card holder not present (CNP) solutions are those that let you buy and pay for products and services online. The merchant can securely pass customer information to perform the credit or debit card transaction on their behalf returning an accepted or declined response as required.
MOTO, or mail order/telephone order payments MOTO transactions are performed over the internet by the merchant using a 'virtual' terminal with the consumer either being on the end of the phone or having submitted their credit or debit card details via a mail order.
A virtual terminal is effectively a secure payment screen within the web browser that enables the merchant to input the various personal details of the consumer including their credit or debit details and submit them for processing.
Within the MOTO virtual terminal merchants can also setup recurring payments.
Cardholder present (CHP) solutions are provided through a payment terminal (or multiple payment terminals) on site with the merchant to perform the transaction with the consumer face to face. The transaction is delivered using chip and pin technology through the payment terminal, also known as a PED (pin entry device).
Ecommerce allows consumers to electronically exchange goods and services with no barriers of time or distance. Electronic commerce has expanded rapidly over the past five years and is predicted to continue at this rate, or even accelerate. In the near future the boundaries between "conventional" and "electronic" commerce will become increasingly blurred as more and more businesses move sections of their operations onto the internet.
Countertop Terminals Fast, reliable and easy to use, our countertop payment terminals provide the perfect means of securely accepting Chip and PIN transactions in any fixed communication location. Supporting a wide range of communication options, and including contactless payment transactions, these terminals have been designed to meet the needs of both large and smaller independent retailers.
Portable card terminal Perfect for bars, restaurants, With a portable card terminal, you can take the card terminal to your customer, quickly and easily. Their payment is communicated back to the base unit via Bluetooth – and it’s authenticated and authorised quickly.